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Study USA Insurance

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Study USA HealthCare Insurance

Study USA Insurance is an international student medical insurance for foreign students studying in the United States and U.S. Students studying abroad outside the United States of America (USA).

Study USA-HealthCare Insurance is ideal for international students studying outside their home country (F1 visa or J1 visa in USA). Study USA medical insurance meets or exceeds the requirements set by the American Department of State, Immigration & Naturalization Services and NAFSA. Study USA health insurance is widely accepted by U.S. universities and colleges.

The following students and their dependents are eligible to enroll in the Study USA-HealthCare Insurance plan:

  • Foreign Students Studying in the U.S. – Individuals under age 66 who have valid visa status in the U.S. and are registered and engaged in academic activities at a U.S. school, college or university
  • U.S. Registered Students Studying Outside the U.S. – Individuals under age 66 who are registered with a U.S. school, college or university and engaged in academic activities abroad (excluding home country)
  • U.S. Permanent Residents Studying Outside the U.S. – Individuals under age 66 who are registered with a school, college or university and engaged in academic activities abroad (excluding home country)
  • Dependents – Spouse and/or children (under age 18) of enrolled students may apply for insurance with the student, or within 31 days of birth, legal adoption, marriage, or arrival in the country of study
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Study USA Insurance Overview

 
Study USA Insurance policy plan review and highlights of coverage.
 

Policy Maximum $250,000 per incident / B: $300,000 per incident (Primary insured, dependent – same limit)
Deductible
  • Non U.S. or USA Citizens: In the network or outside the US, $50 per incident, out of net work $150 per incident.
  • Deductible Notes: *The deductible will be waived if medical service is first received from the Student Health Center. Otherwise, the Covered Person must pay the deductible. The Deductible shall not exceed $250 per Covered Person per Program year. If there is no Student Health Center, the deductible will be waived only if medical services are received from a First Health Preferred Provider Network member.
Co-insurance
  • Both Plan A and Plan B Up to $25,000, 80% in network, 70% out of network.
  • Plan A : $25,000,01 – $250,000 100% in network, 70% out of network.
  • Plan B : $25,000.01 – $300,000 100% in network or outside USA, 70% out of network.
Coverage Benefits
  • Medical Expense – Pre-existing condition : 6 months waiting period
  • Unexpected Recurrence of a Pre-Existing Condition
  • Hospital Room and Board
  • Hospital intensive care unit charges
  • Physician visits, surgeon, Private duty nurse fee
  • Prescription Drugs/li>
  • Injuries from a Motor Vehicle Accident
  • Mental or Nervous Disorders
  • Alcohol and Substance Abuse Benefits
  • Pre-admission tests
  • Diagnostics: X-Rays
  • Hospital emergency room
Plan Life Each enrollment from 1 month to 12 months. Unlimited renewal upon eligibility within 30 day grace period.
Plan Underwriter Study USA Insurance is underwritten by The Insurance Company of the State of Pennsylvania, a member of the AIG group of companies.
Provider Network Study USA Insurance provider network is covered by the First Health Provider Network.
Plan Brochure Review the Study USA Insurance Brochure for policy information.
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Plan Renewal Study USA Insurance policy renewal is available online, Renew Study USA Insurance to extend the coverage.