Student Health Advantage Insurance
Individual or groups of two or more members – Long-term coverage available from one month up to five years for educational programs.
Student Health Advantage is designed to meet the needs of international students, scholars, and faculty, their families, and groups of two or more involved in long-term educational programs. In addition to meeting the requirements of the J1 Visa, the Standard plan includes benefits for maternity, mental health and organized sports. After a period of 12 months, pre-existing conditions will be covered as well.
Student Health Advantage Platinum is designed for students or scholars participating in a sponsored study abroad program, and desire an annually renewable comprehensive medical plan. This plan offers Platinum level benefits and meets student visa requirements, includes benefits for maternity, mental health, organized sports and international emergency care.
Plan Brochure Quote & Buy - Standard Quote & Buy - PlatinumStudent Health Advantage Policy Overview
Student Health Advantage Insurance is administered by IMG Insurance and is underwritten by Sirius International. Student Health Advantage is an ideal student medical insurance for international students seeking coverage worldwide.
Lifetime Maximum: | Student: $500,000 (Standard) $1,000,000 (Platinum) Dependent: $100,000 |
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Deductible |
$100 per Illness/Injury $50 per Illness/Injury if Treatment received in Student Health Center |
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Co-pay | Co pay of $5 for Student Health Center | |||||||||
Co insurance |
Charges incurred outside the U.S 100% of eligible expenses |
Charges incurred within the U.S – In PPO network or Student Health Center 100% of eligible expenses – Out of PPO network |
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Plan Life | 3 months, can be extended from 12 months to 5 years with no breakage period. | |||||||||
Eligibility |
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Pre-Existing Condition Coverage | After 12 months of continuous coverage, the plan provides benefits for pre-existing conditions. | |||||||||
Additional Benefits |
– Covers intercollegiate/interscholastic/intramural or club sports – US$5,000 per Injury/Illness Medical Expenses only |
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Optional Riders |
Pre existing Conditions rider: Waiting Period of 6 months and is available for:
Adventure Sports Rider: Covers Adventure Sports up to age of 65 years:
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Coverage |
– Hospital Room & board – Emergency Medical Evacuation – Emergency Reunion – Return of Mortal Remains |
– Maternity Benefits – Dental Charges – Intensive Care |
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Plan Administrator | Plan is administered by International Medical Group (IMG) | |||||||||
Policy Underwriter | Student Health AdvantageSM is underwritten by Sirius International Insurance Corporation (publ) |